Failed bank transfers take days to reverse and nobody tells you where the money is

Money leaves my account, the recipient never gets it, and the app just says 'pending'. Customer care gives a ticket number and a 'within 24–72 hours'. Sometimes it's two weeks. There's no single place that shows where the money is stuck — sending bank, receiving bank, or the switch — and no one is accountable.
Who has it
Anyone using mobile banking transfers, especially in Nigeria
How often
Monthly
Pain
Seriously hurts
Would pay
Would switch banks for a guaranteed reversal time
Today’s workaround
Call customer care repeatedly, tweet at the bank, visit a branch with statements.

Who’s building this

Nobody yet. This one’s up for grabs.

I’m building this
Stage

Me too

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